Dirt Cheap Auto Insurance With A Child Away

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Ask any parent who has a kid of driving age and they’ll tell you that adding such a kid onto their policy raised it by NOT less than 40%. So are there steps that could be taken to reduce the high rates associated with having a kid on your policy and get a dirt cheap auto insurance rate instead? Definitely, Yes! There are many such steps. However, that’s NOT what we want to concern ourselves with in this article. We want to look at one silly mistake that some parents make with respect to their kids…

Do you have a college student who happens to leave his or her car at home for most part of the year. Yes, it might NOT make sense for such a kid to drive their car to school and so they leave it behind only to use it during vacations. But guess what? Some parents just keep paying for coverage on such cars as if they are used round the year.

If you are in this type of situation, I advise you to take out time to discuss other options with your agent. If a car isn’t going to be used for the greater part of the year, you should get a different kind of coverage that would be adequate but cost you far less.

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